To answer your questions regarding this inquiry, I started NB Jan 1/23 and then ULBHTM around Mar/April (don't remember exactly). Any cardio I get is within those 2 programs. I have an elliptical machine that I'm not using.  I don't know my body comp and I'm 5"5", 133lb and 64yrs.

I exercise following Naked Beauty and ULBHTM 3x's week for the lower body.  I googled targeting the muscle at the very top of the inner thigh, either called the gracilis or abductor magnus (not sure).  My research indicated that this "fat" is something you are genetically disposed to and can do nothing about.  However, research also indicates this about cellulite which is false.  Are there any exercises I can do to specifically target this "blob of fat" of the top inner thigh.?

Thanks for any help.  Robin